Why Investing is Easy - Chapter#2
Ok time for Chapter#2. A quick recap on what we saw in Chapter#1, that a monthly investment started in Jan 2019 in an Equity Mutual fund could have given a return of 19% -23% P.a. or a Lumpsum investment made on the same day would have doubled by now.. Yet not many invested. Lets try and answer that through this blog. When we invest, the only thing we look for is "Returns" and here is the return profile of the Investment started in Jan 2018. An investment of 3000 monthly that is 36,000 for the year will have a ending of value of only ~36,000 with absolutly no growth and in one case, The current value is lesser than our invested value, Alas! now tell who will have the courage to invest in Jan 2019 ? Remember the ad - Investment are subject to Market Risks.." That would have played on our minds on loop. Next lets go back a little more and see how the investment started in 2016 would have fared - So on a total inves