Droplet Wealth

                 Imagine Its Mar 2020, the Covid is at its peak, the Market has crushed. Anything and everything that you bought at that point would be a multi-bagger, 50X, 20X & 5X and what not!                But Markets are markets and aren't we all supremely lucky! Now Imagine buying a wonderful company that had given stellar returns and had barely fallen in Covid crash. We run our minds and say - Hey this is well known company, its products are great and look it hardly corrected even in such might Market crash-  This should be great company to buy and of course you buy!  Bingo, you hit jackpot.  But no Bingo! 5 Years later, here's how the Stock returns look like -  A grand return of 1.83% from Covid Lows! We can as well curse ourselves for not simply doing a RD which might of fetched us a return much higher. Enlighten me! how can a stock perform this bad since Covi...

     Lets roll back a decade or two - the early stages of  Information Technology or Information technology-enabled boom. I belong to that decade. I graduated, had a fairly good english language proficiency. This enabled me to get a job in one of the earlier GCCs established in our country. Over the past decade and half, this job with the regular promotions and increments, helped me  steadily  migrate economic classes. Today I have a decent standard of living, a standard which a decade and half back, I would assume "luxury" given my economic strata. This must be true for most of us who passed out in 2000s - 2010s.  And all of this happened because of a single reason - "the labour arbitrage" - availability of cheap "skilled' labor in our country viz-a-viz the cost of doing the activity in the parent nation of the employing country (The US, Europe & Australia to some extent).       With this backdrop most of us have lifestyle that...